• Minimum Professional Liability Premiums STARTING AT $425 (plus appropriate fees and taxes)!
• Separate limits for claims-made professional and occurrence form general liability
• Duty to defend for professional liability
• Defense cost coverage for patient molestation claims available
• Punitive damages coverage where insurable
• Third party discrimination coverage
• Personal injury coverage
• Spousal and domestic partner coverage
• Security of an A.M. Best Rated A or Better Carrier
• Quick quote turnaround
• Deductibles starting at $0

Eligible classes include, but are not limited to:

Let's see if we can help you and your clients!

We have them AND are at your service for Information Technology Errors & Omissions accounts!

WE OFFER:

• Quick Quote Turnaround
• Competitive Pricing
• Timely Responses to All Inquiries
• Security of A.M. Best A Rated Carriers of Better
• AND a Friendly Staff All Year Long!

• Application Service Provider
• Business Intelligence/Reporting
• Consulting
• Custom Software Development
• Database Administration
• Data/Records Imaging, Warehousing or Storage
• Graphic Design
• Hardware Manufacturing
• Help Desk/Call Center
• Network Architecture/Design
• Network Cabling/Wiring
• Network/Computer Security
• Packaged Software Installation/Configuration
• Records Management/Retrieval
• Remote Data Back-Up Services
• Software as a Service
• System/Network Evaluation
• Systems Optimization
• Technical Project Management
• Telecommunications
• Training & Education
• Web Hosting Re-Selling a Third Party's Hosting Services
• Web Hosting on Your Own Servers
• Web Site Design/Development
• Wireless Installation/Configuration

No account is too large or too small!

Vacant Dwelling - $525 - General Liability & Property
Lawyers Professional - $21,204 - $2 MIL/$4 MIL Limits
Restaurant Liquor Liability - $1,793
Umbrella for a Roofing Contractor - $6,046 - $3 MIL Limits
Personal Umbrella - $761 - $3 MIL Limits
Properties in Receivership - $7,880 - General Liability & Property
Tavern - $3,519 - General Liability & Property
Special Event - $164 - Home & Garden Exhibition
Manufacturer of Nitrogen Generation Systems - $10,000 - General Liability
Day Care - $764 - General Liability & Property
Tattoo Parlor - $330 - General Liability
IT Consultant - $995 - Professional Liability, General Liability & Property
Employment Practices Liability for a Glass Repair Company - $467
Storage Tank Pollution Liability - $527

Need Help With Small Account Directors & Officers/Employment Practices Liability?

Think Robert W. Schmidt & Company!

Non-Profit D&O - Defense outside the limit form with a minimum retention of $0 and LOW Minimum Premiums. Sample classes include:

For-Profit Standalone EPLI - Inclusive of Third Party coverage and defense outside the limit on most small clean risks with LOW Minimum Premiums. Sample classes include:

For-Profit D&O AND EPLI - Market leading coverage features with LOW Minimum Premiums with few excluded classes. Sample classes include:

ALSO Miscellaneous Professional Liability - Over 60 eligible classes with small account focus. Sample classes include:

Environmental Engineers, Consultants and Contractors

We can write all types of environmental engineers, consultants and contractors. Available coverage includes commercial general liability, contractors pollution liability, professional liability and commercial excess. We can offers limits of liability of up to $17,000,000.

Environmental Impairment Liability

We can write pollution coverage on a wide variety of exposures including manufacturing, commercial real estate, public entities, hospitality, health care and industrial facilities. Coverage includes environmental impairment liability, underground storage tank liability and commercial general liability for some risks. We can offer limits of liability of up to $17,000,000.

Hazardous Materials Trucking

We can write hazardous materials and hazardous waste haulers. The available coverage includes auto liability, physical damage, pollution, cargo, and commercial general liability for some risks. Our markets are able to make all required filings.

Engineers, Analytical Testing Firms, Laboratories and Oil & Gas Consultants

We can write many types of non-environmental engineers, analytical testing firms, laboratories and oil and gas consultants. Available coverage includes commercial general liability, contractor's pollution liability and professional liability. We can provide up to $5,000,000 in most cases.