ANOTHER FEATURED PRODUCT THIS MONTH:
Social Services Product – Non Profit Package
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Product Advantages:
- Minimum Professional Liability Premiums STARTING AT $800.00 (plus appropriate
fees and taxes)!
- All-in-one package product provides Non-Profit Social Service organizations with
the opportunity to purchase General Liability, Property, Social Service Professional,
Directors & Officers and Employment Practices Liability all through one application,
one policy and one carrier.
- Separate limits for D&O and EPL claims
- Unlimited Defense outside the limits
- Lifetime Occurrence Reporting Provision for former Directors & Officers
- Third party sexual harassment and third party discrimination coverage
- Separate limits of liability for General Liability/Professional Liability (E&O)/Abuse
& Molestation.
- General Liability/Professional Liability (E&O)/Abuse & Molestation written
on an Occurrence form
- Contingent Professional Liability for specific medical professionals
- Property written on Special Form
- Special Events coverage available
- Hired and Non Owned Auto Liability coverage available where allowed
- Expanded definition of Bodily Injury to include Mental Anguish or Emotional Distress
- Optional Value Plus Endorsement
- Optional Equipment Breakdown – includes free boiler inspection if required
in your jurisdiction
- No General Liability deductibles
- Admitted Product available in most states
- Security of an A.M. Best Rated A++ Carrier
- Quick quote turnaround
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Eligible classes include, but are not limited to:
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- Abused Adult Shelters (Battered Women)
- After School Tutoring
- Animal Shelters/Rescue Groups
- Anxiety Counseling
- At Risk Youth Counseling
- Big Brother/Big Sister Organizations
- Botanical Gardens
- Boys & Girls Clubs
- Career & Vocational Counseling
- Caregivers (Non Medical)
- Child Care
- Community Centers
- Conservation Groups
- Counseling & Referral
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- Counseling for Eating Disorders
- Credit Debt Counseling
- Crisis Intervention (Non Suicide)
- Food Banks/Soup Kitchens
- Gay/Lesbian Services
- Government Assistance Services
- Group Homes – Mildly Handicapped Adults – 100% Ambulatory
- Halfway Housing
- Health Care Clinics
- Historical Societies
- Homeless Shelters
- Horticultural Societies
- Hospices
- Job Placement Services
- Learning Disorder Services
- Parenting Education
- Pregnancy Help Centers
- Prison Families Support Services
- Psychologist Services
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- Reading Programs
- Referral Agencies
- Religious Outreach
- Rescue Missions
- School Social Work
- Senior Activities Centers (Non Medical)
- Sleep Disorder Counseling
- Speech Therapists
- Spiritual Counseling
- Stress Management Services
- Substance Abuse Recovery (Non Medical/Post Detox)
- Thrift Stores
- Transitional Housing
- Unwed Mothers/Single Parent
- Victims of Abuse
- Vocational Sheltered Workshops
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Available Limits:
Directors & Officers
- Up to $5,000,000 for D&O and EPLI. The EPLI limit may not exceed the D&O
limit.
Liability
- General Liability: $1,000,000/$3,000,000
- Molestation & Abuse: Up to $1,000,000 each claim
- Professional Liability: $1,000,000/$1,000,000
Property
- Up to $3,000,000 TIV when no habitational exposure and risk is located in a PC 1-6.
If habitational exists, TIV cap is $1,000,000
- Up to $1,000,000 when no habitational exists and risk is located in PC 7-10. If
habitational exposure exists, TIV cap is $500,000.
Umbrella
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Need a quote? We'll get it to you fast!
Check out our
website or give us a call for an application today!
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