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Vacant Buildings
(Commercial or Residential),
Builder's Risk & Renovations

Contractors
  • Competitive Rates
  • Low Minimum Premiums
  • All types of buildings considered
  • Property and General Liability coverage available – Monoline or Package
  • Basic including VMM, Broad, and Special
  • Values up to $20,000,000
  • 3, 6 and 12 month terms available
  • Vacant Condo Units are eligible
  • In addition to WI, with a copy of your non-resident license, we can write vacant dwellings in the following states: AZ, CO, DE, GA, IA, ID, IL, MI, MN, MT, NE, ND, NJ, NM, NV, OH, OR, PA, SD, UT, WA, & WY

Employment Practices Liability Product

Computer Mouse
  • Competitive Pricing
  • Timely Responses to all inquiries and submissions
  • Limits up to $5,000,000
  • Fair Labor Standards Act (FLSA) - $100,000 Sub-Limit for Defense Costs and Loss
  • Full Prior Acts Coverage available
  • Punitive Damages
  • Third Party Discrimination

WHAT DO THESE NUMBERS HAVE IN COMMON?
95,402
32,535
349.2

These figures can unlock the Employment Practices Liability (EPL) cross-sell opportunities in your Commercial book of business!

There were 95,402 charges of discrimination at the Equal Employment Opportunity Commission (EEOC) in 2008, representing an increase of 15.2% over 2007.

  • Age discrimination claims increased 28.7% in 2008 and now represent 25.8% of all discrimination claims – the entire "Baby Boom" generation is over the age of 40 now!

There were 32,535 charges of harassment at the EEOC in 2008, representing an increase of 20% over 2007.

  • 16% of sexual harassment charges are brought by males.

22% of all resolved charges ended in a merit resolution at just the EEOC stage for a total of $349.2 million in payments to claimants. What about private settlements and jury verdicts for charges that are not resolved at the EEOC? What about defense costs?

These statistics represent charges brought at only the Federal level – add in the charges brought at the individual state employment and human relations commissions and you can see the financial risk of not buying EPL. With the downturn in the economy making layoffs and salary freezes more common, EPL claims activity continues to increase.

Business owners can't afford not to buy EPL so make sure every commercial account you write knows the numbers.

General Contractors Product

Worker
  • Competitive Pricing
  • New Reduced Minimum Premiums
  • New Ventures
  • Risks that Subcontract up to 100% of their work
  • Commercial and Residential Construction
  • Blanket Additional Insured Endorsement available
  • Quick quote turnaround


Artisan/Trade Contractors Product

  • Competitive Pricing
  • New Reduced Minimum Premiums
  • Risks that Subcontract up to 50% of their work
  • Many eligible classes of Artisan and Trade Contractors
  • Blanket Additional Insured Endorsement available
  • Quick quote turnaround

Need a quote? We'll get it to you fast!

Check out our website or give us a call for an application today!