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New Vacant Building Announcement!

New Vacant Building Enhancement available on many vacant building risks:

New Vacant Building Announcement!
  1. Coverage written on admitted paper –
    1. No surplus lines tax and
    2. No minimum earned premium!
      • Vacant Buildings
      • Partially Vacant Buildings
      • Vacant Condo Units
      • Vacant Leased Space
      • Risks with Renovations
      • Residential and Commercial Risks

Coverages Available:

  • Commercial General Liability
  • Commercial Property
  • Commercial Umbrella/Excess Liability

Product Advantages:

  • Can consider policy terms of 3, 6, 9 and 12 months
  • No restriction on the length of vacancy
  • Business Personal Property Coverage available
  • Special Form and Replacement Cost available on structures that are less than 25 years old
  • No liability deductible
  • Additional liability limits can be provided (Up to $5,000,000)
  • Vandalism is included with Property coverage
  • Independent Contractors coverage available for risks with renovations
  • A.M. Best rated A++ carrier
  • Quick quote turnaround
  • Superior policy issuance (Electronic Delivery Available)
  • Low minimum premiums

Vacant Land Product

Vacant Land Product

This product targets applicants that own parcels of land or lots that are completely vacant, not leased to others for business purposes and where no construction activity will occur during the proposed policy term.

Eligible Risks:

  • No more than one loss or claim (excluding closed without payment) incurred in the past three years
  • Land up to 1,000 acres per location
  • Land with lakes or ponds up to 25 acres
  • Land with no exposure to landfills, quarries, underground mines, caves wells or dams
  • Land with no construction activity planned to occur during our policy term
  • Land with no business or recreational activity of any kind during our policy term

Product Features:

  • No Liability deductible
  • Expanded definition of Bodily Injury to include Mental Anguish and Emotional Distress
  • Low minimum premiums
  • A.M. Best rated A++ carrier
  • Quick quote turnaround
  • Ability to consider land that will be developed as long as development does not begin during our policy term

Need a quote? We'll get it to you fast!

Check out our website or give Bob, Bev or Aimi a call for an application today!