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Social Services Product - Non Profit Package

Data Security

Our All-In-One Package product provides Non Profit Social Service organizations with the opportunity to purchase General Liability, Property, Social Services Professional, Directors & Officers and Employment Practices Liability Coverage all through one application, one policy AND one carrier!

Product Advantages:

  • Minimum Professional Liability Premiums STARTING AT $800.00 (plus appropriate fees and taxes)!
  • Separate limits for D&O and EPL claims
  • $50 for a Blanket Additional Insured Endorsement
  • Full prior acts coverage for D&O and EPL coverage
  • Unlimited Defense outside the limits
  • Lifetime Occurrence Reporting Provision for former Directors & Officers
  • Third party sexual harassment and third party discrimination coverage
  • Separate limits of liability for General Liability/Professional Liability (E&O)/Abuse & Molestation.
  • General Liability/Professional Liability (E&O)/Abuse & Molestation written on an Occurrence form
  • Contingent Professional Liability for specific medical professionals
  • Property written on Special Form
  • Special Events coverage available - no charge for events with 1,000 people or less and no need to schedule on the policy
  • Hired and Non Owned Auto Liability coverage available where allowed
  • Expanded definition of Bodily Injury to include Mental Anguish or Emotional Distress
  • Optional Value Plus Endorsement
  • Optional Equipment Breakdown - includes free boiler inspection if required in your jurisdiction
  • No General Liability deductibles
  • Admitted Product available in most states
  • Security of an A.M. Best Rated A++ Carrier
  • Quick quote turnaround

Eligible classes include, but are not limited to:

Abused Adult Shelters
(Battered Women)
Food Banks/Soup Kitchens Referral Agencies
After School Tutoring Gay/Lesbian Services Religious Outreach
Animal Shelters/Rescue Groups Government Assistance Services Rescue Missions
Anxiety Counseling Group Homes -
Mildly Handicapped Adults -
100% Ambulatory
School Social Work
At Risk Youth Counseling Halfway Housing Senior Activities Centers (Non Medical)
Big Brother/Big Sister Organizations Health Care Clinics Sleep Disorder Counseling
Botanical Gardens Historical Societies Speech Therapists
Boys & Girls Clubs Homeless Shelters Spiritual Counseling
Career & Vocational Counseling Horticultural Societies Stress Management Services
Caregivers (Non Medical) Hospices Substance Abuse Recovery (Non Medical/Post Detox)
Child Care Job Placement Services Thrift Stores
Community Centers Learning Disorder Services Transitional Housing
Conservation Groups Parenting Education Unwed Mothers/Single Parent
Counseling & Referral Pregnancy Help Centers Victims of Abuse
Counseling for Eating Disorders Prison Families Support Services Vocational Sheltered Workshops
Credit Debt Counseling Psychologist Services
Crisis Intervention (Non Suicide) Reading Programs

Available Limits:

Directors & Officers

  • Up to $5,000,000 for D&O and EPLI. The EPLI limit may not exceed the D&O limit.

Liability

  • General Liability: $1,000,000/$3,000,000
  • Molestation & Abuse: Up to $1,000,000 each claim
  • Professional Liability: $1,000,000/$1,000,000

Property

  • Up to $3,000,000 TIV when no habitational exposure and risk is located in a PC 1-6. If habitational exists, TIV cap is $1,000,000
  • Up to $1,000,000 when no habitational exposure exists and risk is located in PC 7-10. If habitational exposure exists, TIV cap is $500,000.

Umbrella

  • Up to a $5,000,000 limit

Need a quote? We'll get it to you fast!

Check out our website or give us a call for an application today!