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Robert W Schmidt & Company e-Newsletter
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Robert W. Schmidt & Company
155 S. Executive Drive, Suite 204
Brookfield, WI 53005-4219
Toll Free: 800-361-4011
Phone: 262-790-4011

Atomic8Ball e-Newsletter



We can offer Event Cancellation, Prize Indemnity, Weather Insurance and Special Event Liability to the events, sports, promotion marketing and entertainment industries.

Special Event Liability Insurance provides coverage for third-party bodily injury and property damage that may arise out of an event. Coverage can be provided on a short-term basis for event organizers or exhibitors, or it can be provided on an annual basis for event/meeting planners and other professionals.

We can include:

  • Liquor Liability - Standard GL policy provides host liquor insurance, which applies when an insured is not in the business of selling, serving or distributing liquor. Additional premium if one is in the business of selling, serving or distributing.
  • Non-Owned/Hired Auto
  • Inland Marine – Coverage for the replacement value of rented equipment by the insured if damage were to occur while under the insured's control.
  • Additional Insured – For a person or an organization that has a financial interest or liability at stake for your event. Most can be added to the policy for no additional premium.

Target Insureds:

Animal Shows – Arts and Crafts Festivals – Beauty Pageants – Concerts – Conventions – Dances – Exhibitions – Fairs and Festivals – Fashion Shows – Fundraisers – Graduations – Luncheons and Picnics – Marathons – Meetings – Parties – Receptions – Religious Ceremonies – Road Races (Bicycles, Running) – Seminars – Sporting Events – Weddings – AND MUCH MORE

Carnival Rides


Coverage is written on an admitted policy form, so surplus lines tax does not apply.

Event Cancellation Insurance protects revenue or expenses from an event against cancellation, postponement, curtailment, relocation or abandonment of the event for reasons beyond the control of the event organizer. Some of these reasons might include adverse weather (hurricanes, tornados, severe winter storms, etc.), venue unavailability (fires, floods, power outages, etc.), threats or acts of terrorism and communicable disease outbreaks.

Target Insureds:

Concerts – Conferences – Fairs/Festivals – Major Sporting Events – Trade Shows/Conventions

Ferris Wheel


Prize Indemnity Insurance provides coverage for sporting-related contests to be used as a promotional tool to drive event attendance and visibility.

Target Insureds:

Basketball Half-Court Shots and Parlays – Football Tosses and Field Goal Kicks – Hockey Slot Shots – Golf Hole-in-One and Putting Contests



Weather Insurance provides against revenue losses from adverse weather conditions that reduce attendance and the sale of concessions, food and parking

  • Cost Containment Weather Insurance – designed to contain costs associated with abnormal weather conditions. Examples include snow removal costs in an abnormally snowy winter, heating costs in abnormally colder winter or prolonged winter season, or cooling costs in an abnormally hot season or prolonged summer season. Our seasonal or annual coverage responds to pay or each and every inch of snow, or degree over the budgeted amount.
  • Income Stabilization Weather – business interruption tool in a simplified format to a reduction in sales/revenue tied solely to weather. An example would be a pay-for-play golf course that experiences a summer full of weekend wash-outs, dramatically impacting their bottom line. Our seasonal or annual weather coverage would respond to the business interruption, paying the insured an agreed upon limit per day to offset the shortfall.
  • Prize/Promotion Weather Insurance – designed to stimulate sales for many types of retailers or manufacturers. If a certain weather event occurs on a predetermined day, consumers receive a full or partial refund on purchases made during the promotional period.
  • Golf Tournament Cancellation Insurance – provide protection of up to $25,000 for a golf tournament if it is cancelled within a 12-hour period leading up to the start time, due to adverse weather conditions.
  • Big Day Umbrella Insurance – wedding day rain insurance policy that pays out an agreed amount if it rains a predetermined amount on the insured's wedding day, at a specified location during predetermined hours.

Target Insureds:

Air Shows – Auto Dealers – Car Washes – Concerts – Electronic Stores – Fairs/Festivals – Furniture Stores – Golf Tournament Organizers – Jewelers – Municipalities/Towns – Parades – Private Schools/Hospitals – Property Management Companies – Sporting Events – Weddings

bad weather

Event Weather Insurance for rain is subject to a Minimum Premium of $250.00 including fees. We can also provide Golf Tournament Cancellation and Big Day Umbrella Insurance for a Minimum Premium of $200.00 including fees. All other weather coverages are subject to a minimum premium of $550.00 including fees.

Need a quote? We'll get it to you fast!
Check out our website or give us a call for an application today!