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Robert W Schmidt & Company e-Newsletter
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Robert W. Schmidt & Company
155 S. Executive Drive, Suite 204
Brookfield, WI 53005-4219
Toll Free: 800-361-4011
Phone: 262-790-4011

Atomic8Ball e-Newsletter

Health, Nutrition & Lifestyle Products Liability

Our product liability underwriters have expertise in the field of health, nutrition and lifestyle. They have coordinated underwriting and claims handling to aid in the navigation and understanding of liability where the broad range of products and complex regulatory environment can pose unique problems.


Coverage Guide:

  • Insurance industry recognized ISO General Liability Coverage language.
    • Worldwide Product Liability
    • Claims-Made
  • Health, nutrition and lifestyle products liability and claims expertise
  • Primary limits up to $5,000,000/Excess limits up to $5,000,000.
  • Custom coverage for dietary supplement and related health, nutrition & Lifestyle businesses.
  • Products Bodily Injury Coverage arising out of mold & silica.
  • Products Recall Expense Coverage provided as an option.
  • Limited ingredient restriction list
  • Additional Insured Coverage provided as options for vendors and trade show sponsors.
  • Serious Adverse Event (SAE) Schedule Endorsement option which:
    • Bridges the definition gap between FDA definition of an SAE and the policy definition of occurrence.
    • Bridges the reporting gap between mandatory FDA reporting & the policy occurrence reporting condition.
  • Option to include extended claims reporting period.
  • Government Mandated Recall Coverage provided as an option.
  • Network/Data Security Coverage provided as an option.
    • Network Security/Unauthorized Access
    • Third Party Privacy ("Data Breach") Liability
    • First Party Privacy Breach Expense, "pay on behalf of" basis
      • Includes Paid 3rd Party Breach Prevention & Support Services
Orange Juice

Sample Classes:

  • Pro-Biotics
  • Fruit Juice
  • Herbals
  • Enzymes
  • Fillers
  • Bulk Ingredient Supplier
  • Vitamins
  • Botanicals
  • Extracts
  • Binding Ingredients, Whey & Soy
  • Skin Cream
  • Weight Loss Products
  • Minerals
  • Foods with Additives
  • Scented Candles
Skin Cream

Carrier with A+ A.M. Best Rating.

We will consider large opportunities and other classes, please call or e-mail to discuss!

Need a quote? We'll get it to you fast!
Check out our website or give us a call for an application today!