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Robert W Schmidt & Company e-Newsletter
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Robert W. Schmidt & Company
155 S. Executive Drive, Suite 204
Brookfield, WI 53005-4219
Toll Free: 800-361-4011
Phone: 262-790-4011

Atomic8Ball e-Newsletter


Why Special Service Districts Need Directors and Officers (D&O) and Employment Practices Liability (EPL):

  • Directors and officers can be sued individually for their decisions on behalf of the entity. The only protection between a claim and their personal assets may be a D&O Policy.
  • The average D & O claim costs $267,000.
  • The average cost to defend a claim resulting in litigation exceeds the annual budget of nearly 85% of all Special Service Districts.
  • Over 30 million employment cases have been filed in federal, state, and local courts.
  • Sixty-five percent of employers who have fired an employee have been hit with a lawsuit.
  • Seventeen percent of all employment claim awards against governmental entities are in excess of $1 million.
  • Over 40% of all Employment Practices claims are brought against firms with less than 100 employees.

Our Public Officials product is designed for Special Service Districts. This policy offers coverage tailored for the Non-Profit and For-Profit Special Service Districts with elected or appointed officials.

Eligible Classes:

  • Appraisal District
  • Cemetery
  • Civic Organization
  • Conservancy District
  • Conservation & Soil Districts
  • Council of Government
  • Country Club
  • Cultural Arts District
  • Drainage District
  • Economic Development Authority
  • Economic Improvement District
  • Fair
  • Golf Club
  • Housing Authority
  • Irrigation District
  • Library District
  • Local Planning Commission
  • Mosquito Abatement
  • Museum
  • Parishes
  • Park & Recreational Authorities
  • Private Industry Council
  • Redevelopment Authority
  • Regional Planning District
  • Sanitation District
  • Tourism District
  • Town, Cities & Counties
  • Transit Authority (local)
  • Water District
  • Zoo

Coverages Available – Varies by Company – Review All Policy Forms

  • Separate Limits of Liability for D&O and EPL Claims
  • Defense Outside the Limit of Liability on all Claims
  • Punitive Damages where insurable by law, included automatically
  • Third Party Harassment and Third Party Discrimination Coverage
  • Unlimited Extended Reporting Period for Former Officials
  • Optional Fiduciary Liability Coverage
  • Full Prior Acts Option
  • Bilateral Discovery for 1, 2 and 3 years
  • Duty to Defend
  • Spousal Extension
  • No Intentional Acts Exclusion on EPL Claims

We can provide coverage in many states – Arizona, Colorado, Florida, Illinois, Indiana, Louisiana, Michigan, Missouri, Nebraska, Nevada, New York, Texas, Utah and Wisconsin.

Need a quote? We'll get it to you fast!
Check out our website or give us a call for an application today!