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Robert W. Schmidt And Company LLC
Special Risk Brokers

Professional Liability,
Media & Privacy Product

Video Production

This product is a modular offering that includes errors and omissions, media and privacy coverages for technology and non-technology professional service providers all on one policy.

Eligible classes include, but are not limited to:

Technology Services

  • Application service providers
  • Audio/Visual consultants
  • Business intelligence
  • Data or records storage
  • IT consulting
  • Project management
  • Search engine optimization
  • Social media consultants
  • Software development
  • Systems or network evaluation
  • Telecom consultants
  • Web design/Hosting

Non-Technology Services

  • Advertising agencies
  • Answering services
  • Arborist/Forestry consultants
  • Archaeological consultants
  • Audit services
  • Billing/Coding services
  • Coaching services
  • Compliance consultants
  • Concierge services
  • Court reporters
  • Document managers
  • Educational consultants
  • Employment agencies
  • Energy consultants
  • Event/Meeting planners
  • Exhibit designers
  • Expert witnesses
  • Forensic investigators
  • Fulfillment services
  • Graphic designers
  • Green building consultants
  • Human resource consultants
  • Insurance inspectors
  • Insurance risk managers
  • Interior designers
  • Interpreters/Translators
  • Landscape architects
  • Lighting design services
  • Lobbyists
  • Management consultants
  • Marketing consultants
  • Mediators/Arbitrators
  • Notaries
  • Photographers/Videographers
  • Printers
  • Public relations consultants
  • Real estate consultants
  • Referral services
  • Seminar conductors
  • Talent agents
  • Tour operators
  • Training specialists
  • Travel agents
  • Wedding planners

This product is very competitive on accounts with up to $15,000,000 in revenues from both a pricing and coverage perspective.

We have enjoyed great success over the last few years as we can now effectively compete on accounts with up to $15M in revenue from both a pricing and coverage perspective.

Below is a breakdown of the coverage parts:

Coverage Part A: Professional and Technology Errors & Omissions Liability

  • Broad coverage for both miscellaneous professionals and technology firms
  • Coverage for independent contractors as insureds when working for the named insured for most accounts
  • Defense outside the limit

Coverage Part B: Media liability

  • Coverage for personal and intellectual property including libel, slander, copyright and trademark infringement
  • Coverage for negligence in content, including content displayed on products (logos, images, etc.)

Coverage Part C: Network Security and Privacy Liability

  • Regulatory action coverage from violation of HIPAA or any other privacy law, including claims expense, fines, penalties and consumer redress funds
  • Coverage for PCI assessments in addition to fines and penalties

Coverage Part D: Privacy Breach and Extortion Threat Expense

  • Covers costs for notification, credit monitoring, public relations and forensics, as well as extortion payments
  • Coverage for breach of Personally Identifiable Information (PII) in any form, including both digital and paper files
  • Coverage for data restoration and optional non-physical business interruption

Other Advantages

  • Full prior acts coverage available for first-time purchasers for most classes
  • Coverage available for bodily injury and property damage arising out of professional services
  • Softened hammer clause of 75/25 in favor of the insured


Check out our website, give us a call or send an e-mail request for an application today!

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Robert W. Schmidt And Company LLC

155 S. Executive Drive, Suite 204
Brookfield, WI 53005
Phone: 800-361-4011

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